I’ve been working hours, days, weeks, months…a long damn time on a new book. It’s now more than ever (or since the Great Depression) that we need to keep track of our spending. Saving for a child’s college education ahead of time???? Saving for a “comfortable” retirement???? Being able to skip to the bank and simply withdraw the $900 car repair bill or pay for the crown you need on a tooth that chipped? Unless you’re a new 20ish internet millionaire or had a rich Uncle leave you his fortune this is a whole different life than you’ve been living. Do you or should I say DID you once have a credit card limit that was pretty close to a whole year’s income? Yup, we all did at one time. Not any more and why should we? That’s just asking for trouble. That’s called “living beyond your means”.
Starting tomorrow I’ll be posting a money-saving tip everyday. I’ve literally tried EVERYTHING! I’ve made my own cleaning products, which are extremely green I might add, used coupons, reused, recycled, and refashioned just about anything I could get my hands on. And guess what…I ate out, I still used my car and gas, I have “new” clothes, and I am not the least bit unhappy or feeling deprived of anything. I researched hundreds of money-saving practices and continue to use the ones that are actually worth the time to do. I know which ones save time and money and which ones just aren’t worth doing. Saving money is about being smart and not working yourself into a froth to save a penny. I found that I prefer to work at something for 10 minutes if it will save me $10 (not washing out sandwich bags to save me 2 cents, although I admit I find myself doing this with a “nice” bag). I could work in fast food for 3/4 of an hour cooking you some hockey pucks for that same money.
Check back everyday to see if there’s a new tip that you might be able to add to your day that might actually save you some money.